Consumer Terms of Service — LUMINA Private App

Contents

1. 1. What This Agreement Covers
2. 2. What You Get
3. 3. What You Cannot Do
4. 4. Subscription Terms
5. 5. Free Trial Terms
6. 6. LUMINA's Nature
7. 7. Content Rules
8. 8. Termination
9. 9. Arbitration
10. 10. Class Action Waiver
11. 11. Governing Law
12. 12. Age Requirement
13. 13. Contact

Welcome to the LUMINA Private App. These terms explain your rights and responsibilities when using LUMINA as a consumer. Please read them — they're written in plain language.

By creating an account or using the LUMINA Private App, you agree to these Consumer Terms of Service ("Terms"). If you don't agree, please don't use the service.

1. What This Agreement Covers

These Terms apply to individual consumers using the LUMINA Private App, including the free 3-day trial and the $10/month LUMINA Private subscription. If you're using Inventi Matrix under a Defense or Enterprise plan, the Commercial Terms of Service apply instead.

2. What You Get

With a LUMINA Private subscription, you get:

• Access to LUMINA, your AI companion, for personal conversations, research, and creative work
• LUMINA's memory features — she can remember things you tell her across sessions
• Access to LUMINA's research, art, and companion capabilities
• Access to new features as they're added to the LUMINA Private tier

3. What You Cannot Do

When using LUMINA, you may not:

• Use LUMINA to harass, threaten, or abuse any person
• Attempt to jailbreak, manipulate, or bypass LUMINA's safety systems
• Use LUMINA for any illegal purpose
• Share your account credentials with others
• Use LUMINA to generate content that violates our Acceptable Use Policy
• Attempt to extract LUMINA's underlying model or training data
• Resell or sublicense access to LUMINA

4. Subscription Terms

• LUMINA Private costs $10 per month, billed monthly.
• You can cancel at any time from your account settings — no contracts, no cancellation fees.
• Cancellation takes effect at the end of the current billing period. You retain access until then.
• We do not issue refunds for partial months.
• Payments are processed by Stripe. Physis Defense does not store your card details.
• We may change the price with 30 days' notice. You may cancel before the new price takes effect.

5. Free Trial Terms

• New users get a 3-day free trial of LUMINA Private — no credit card required to start.
• After 3 days, a subscription is required to continue. You will be prompted to enter payment details.
• The trial is available once per person. Creating multiple accounts to extend trial access is not permitted.
• Physis Defense reserves the right to modify or discontinue the free trial offer at any time.

6. LUMINA's Nature

LUMINA is an artificial intelligence system. She is not:

• A human being
• A licensed therapist, counselor, or mental health professional
• A physician or medical professional
• A lawyer or legal professional
• A financial advisor

LUMINA can be a warm, thoughtful companion and a useful research tool — but she is not a substitute for professional care. If you are in crisis, please contact a qualified mental health professional or crisis service.

7. Content Rules

You are responsible for everything you say to LUMINA. Do not:

• Share illegal content
• Share personal data of other individuals without their consent
• Try to use LUMINA to harm, harass, or threaten others
• Generate content prohibited by our Acceptable Use Policy

LUMINA stores your conversation history to provide memory and continuity. See our Privacy Policy for details on how this data is handled.

8. Termination

You may close your account at any time by contacting hello@physisdefense.com or using account settings. Physis Defense may suspend or terminate your account for violations of these Terms or our Acceptable Use Policy. In cases of serious violations, we may terminate without notice.

9. Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising from your use of LUMINA or these Terms shall be resolved by binding individual arbitration under the rules of the American Arbitration Association, rather than in court. The arbitration will be conducted in Massachusetts.

Opt-out: You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing hello@physisdefense.com with subject "Arbitration Opt-Out." Opting out does not affect any other terms.

This arbitration clause does not apply to: (a) small claims court actions within applicable jurisdictional limits; (b) claims for injunctive or other equitable relief to prevent intellectual property violations.

10. Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION AGAINST PHYSIS DEFENSE. All disputes must be brought individually.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts. For any disputes not subject to arbitration, you consent to jurisdiction in Massachusetts courts.

12. Age Requirement

You must be at least 18 years old to use the LUMINA Private App. By creating an account, you represent that you are 18 or older. If we learn that a user is under 18, we will close their account.

13. Contact

Questions about these Terms: hello@physisdefense.com